Job Title: Credit Manager (22 Career Jobs)
Equity Bank is one of the region’s leading banks whose purpose is to transform the lives and livelihoods of the people of Africa socially and economically by availing them modem, inclusive financial services that maximize their opportunities. With a strong footprint in Uganda, Kenya, Tanzania, Rwanda and South Sudan, Equity Bank is now home to nearly 8 million customers, the largest customer base in the Eastern African Region.
Job Summary: The Credit Manager will support the growth of the branch Asset portfolio, business activities and initiatives to enable achievement of bank’s business objectives.
Key Duties and Responsibilities:
- Primarily responsible for achievement of the overall Asset portfolio growth and quality for the branch.
- Set targets and manage the Performance of all the credit staff within the branch in accordance with the branch business plan and credit policy
- Conduct appraisal and account relationship management for all SME/Corporate,
- Retail & Consumer customers in the branch
- Act as an alternate Chair of the branch credit committee meetings and is responsible for risk assessment of alt the loans disbursed for the branch.
- Manage the monitoring of the branch loan portfolio including loans in arrears and ensure proper follow up and evidence of follow up is maintained on the customers’ credit files
- Ensure full compliance and adherence to credit policies and procedures for all the loans disbursed within the branch.
- Mentor, train and coach all the credit staff within the branch.
- Ensure optimal staffing and supervision of all the credit staff within the branch.
- Cross sale other products and services of the Bank to increase the Bank’s income streams from existing customers.
Qualifications, Skills and Experience:
- The ideal candidate for the aforementioned banking job should hold a bachelor’s degree, preferably in a business discipline from a recognized university
- Professional course in Banking, Credit Management, Accounting or Finance will be an added advantage.
- Three or more years’ working experience in credit with at least a year at supervisory or management level.
- Excellent communication/interpersonal skills (both written and oral)
- Ability to negotiate business
- Leadership and people management skills
- Excellent analytical and decision making skills
- Proven track record in delivering Sales targets
How to Apply:
If you believe you are interested in joining the banking sector at Equity Bank, please send your application along with a detailed Curriculum Vitae and copies of the relevant certificates and testimonials, quoting the respective job title or ref no in title subject field to recruitment@equitybank.co.ug or post to The General Manager, Human Resources, Equity Bank (U) Ltd, P.O. Box 10184 Kampala, Uganda.
Deadline: Wednesday 9th April, 2014.
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