JOB VACANCY FOR CREDIT SUPERVISOR AT PRIDE MICRO-FINANCE LIMITED

MAIN  PURPOSE  OF  THE  JOB:
Monitor  and  accelerate  growth  of  the  credit  products  through  supporting  the  branch  credit  teams  in  achieving  the  set  operational  and  institutional  targets.DUTIES  AND  RESPONSIBILITIES:1.Support  the  branch  staff  to  book  loans  and  ensure  portfolio  growth.
•  Notify  the  supervisor  of  branch  issues  arising  and  review  feedback  on  performance  of  MAFL
•  Review  loans  that  have  been  booked  for  further  approval  and  advise  SCM-ILS  as  appropriate.
•  Manage  relationships  for  big  loan  clients.
•  Review  and  recommend  for  approval  loans  exceeding  branch  approval  limits.
•  Share  performance  reports  with  the  branches  on  their  performance.
•  Mobilize  clients  for  credit  loan  products.
2.Prepare  reports  for  management  and  branch  staff.
•  Source,  prepare  and  provide  performance  analysis  report  for  credit  products.
•  Notify  branches  of  issues  arising  with  appropriate  solutions.
•  Review  performance  of  MAFL  product  and  investigate  reasons  for  variances  and  recommend  solutions  where  necessary.
3.Mobilize  deposits  to  reduce  on  cost  of  borrowing.
•  Market  the  credit  products  to  new  potential  borrowers.
4.Participate  in  setting  of  branch  targets  for  group  products  in  line  with  operations  set  projections  figures.
•  Conduct  case  load  analysis.
•  Review  of  the  products  targets  and  analyze  anticipated  growth  trends.
5.Support  branch  credit  staff  achieve  the  set  credit  targets  through.
•  Training  of  credit  teams.
•  Review  turnaround  time  of  loans  and  advise  the  SCM  –  ILS
•  Review  and  monitor  compliance  to  credit  policies  and  make  recommendations  for  corrective  action  where  lapses  are  noted.
•  Assist  in  addressing  issues  raised  in  internal  and  external  audits.
•  Participate  in  the  recruitment  and  selection  of  staff.
•  Conduct  branch  visits  and  spot-checks  to  build  capacity  and  ensure  adherence  to  Pride  policies  and  procedures
6.Follow  up  and  recover  written-off  loans  and  support  branches  in  recovery.
•  Monitor  quality  of  assets  in  the  product  portfolio  and  initiate  action  to  improve  performance.
7.Ensure  that  all  lending  related  client  complaints  received  are  addressed.
•  Verify  customer  complaints  and  compliments  registers.
•  Ascertain  the  percentage  of  resolved/escalated  client  inquiries  and  complaints  and  advise  SCM  –  GLS  in  a  timely  manner.

JOB  SPECIFICATION:

Qualifications:
Bachelor’s  degree  in  Commerce,  Economics,  Microfinance,  and  Business  Administration  or  any  relevant  /related  field.

 

Experience:
•  At  least  4  years  working  experience  in  a  similar  position  for  external  applicants.
•  At  least  3  years  working  experience  as  supervisor  or  credit  officer  handling  group  products

Competencies:
•  Business  Acumen  skills.
•  Problem  solving  and  decision-making  skills.
•  Communication  and  reporting  skills.
•  Planning  and  administration  skills
•  Analysis  skills.
•  Team  work  and  interpersonal  skills

Apply To: recruitment.pridemicrofinance.co.ug